:root{--bg:#f7f9fc;--dark:#102033;--text:#344055;--muted:#657386;--brand:#16a085;--brand2:#0e7c66;--border:#e3e9f2;--card:#fff;--warn:#fff7e6}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}.topbar{background:#0b1726;color:#cbd5e1;font-size:14px;padding:8px 20px;text-align:center}.topbar strong{color:#fff}.nav{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:20}.nav-inner{max-width:1120px;margin:auto;display:flex;align-items:center;justify-content:space-between;padding:16px 20px}.logo{font-weight:800;color:var(--dark);font-size:22px;text-decoration:none}.logo span{color:var(--brand)}.menu{display:flex;gap:18px;align-items:center}.menu a{color:#26384d;text-decoration:none;font-size:15px;font-weight:600}.menu a:hover{color:var(--brand)}.btn{display:inline-block;padding:12px 18px;border-radius:10px;background:var(--brand);color:#fff!important;text-decoration:none;font-weight:700;border:0}.btn:hover{background:var(--brand2)}.btn.secondary{background:#102033}.btn.light{background:#eef7f5;color:#0e7c66!important}.hero{background:linear-gradient(135deg,#11243b 0%,#0d8068 100%);color:#fff}.hero-inner{max-width:1120px;margin:auto;display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center;padding:74px 20px}.eyebrow{display:inline-block;background:rgba(255,255,255,.15);padding:6px 12px;border-radius:999px;font-size:13px;margin-bottom:18px}.hero h1{font-size:48px;line-height:1.1;margin:0 0 18px}.hero p{font-size:19px;color:#e9fff9;margin:0 0 24px}.hero-card{background:#fff;color:var(--text);border-radius:24px;padding:28px;box-shadow:0 20px 55px rgba(0,0,0,.25)}.hero-card h3{color:var(--dark);margin-top:0}.check{padding-left:0;list-style:none}.check li{margin:10px 0;padding-left:28px;position:relative}.check li:before{content:'✓';position:absolute;left:0;color:var(--brand);font-weight:800}.section{max-width:1120px;margin:auto;padding:62px 20px}.section h2{font-size:34px;line-height:1.15;color:var(--dark);margin:0 0 16px}.lead{font-size:18px;color:var(--muted);max-width:760px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:30px}.card{background:var(--card);border:1px solid var(--border);border-radius:18px;padding:24px;box-shadow:0 8px 25px rgba(16,32,51,.04)}.card h3{margin-top:0;color:var(--dark)}.price{font-size:42px;color:var(--dark);font-weight:800;margin:8px 0}.small{font-size:14px;color:var(--muted)}.banner{background:var(--warn);border:1px solid #f3dfae;border-radius:18px;padding:20px;margin-top:24px}.two{display:grid;grid-template-columns:1fr 1fr;gap:28px}.steps{counter-reset:step}.step{counter-increment:step;position:relative;padding-left:58px;margin:20px 0}.step:before{content:counter(step);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:50%;background:var(--brand);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800}.legal{background:#fff;border-top:1px solid var(--border)}.legal .section{max-width:900px}.legal h1{font-size:40px;color:var(--dark)}.legal h2{font-size:24px;margin-top:34px}.footer{background:#0b1726;color:#b8c3d1}.footer-inner{max-width:1120px;margin:auto;padding:38px 20px;display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px}.footer a{color:#dbeafe;text-decoration:none}.footer h4{color:#fff;margin:0 0 12px}.notice{font-size:13px;color:#8ea0b8;border-top:1px solid rgba(255,255,255,.1);padding:18px 20px;text-align:center}.table{width:100%;border-collapse:collapse;background:#fff;border-radius:16px;overflow:hidden;border:1px solid var(--border)}.table th,.table td{padding:16px;border-bottom:1px solid var(--border);text-align:left}.table th{background:#f0f5fb;color:var(--dark)}.cta{background:#102033;color:#fff;border-radius:24px;padding:42px;margin-top:40px}.cta h2{color:#fff}.cta p{color:#dce9f7}@media(max-width:800px){.hero-inner,.grid,.two,.footer-inner{grid-template-columns:1fr}.hero h1{font-size:36px}.menu{display:none}.nav-inner{padding:14px 16px}.section{padding:44px 16px}}